Protech Realty Inc.
601 Division St.
Morris, IL 60450
Copyright © 2001-2015
All Rights Reserved.
Faster Equity Growth: Equity can accumulate exponentially faster than with conventional financing.
Rent Money is Working Toward the Purchase of the Home: Each month that you pay rent, a portion of
that payment will be credited towards your down payment or off of the sales price.
Option Deposit is Credited Towards the Purchase of the Home: When you sign a lease purchase
contract, you must pay the landlord/seller an option deposit. This money is your vested interest in the
home and will be fully credited (100%) to either your down payment or taken off the sales price.
Minimum Cash Out of Pocket: When you purchase a home conventionally, you must pay closing costs,
prepaids, and a down payment. With rent-to-own, you pay only first month's rent and an option deposit.
Frequently No Down Payment at Closing: Since you have given the landlord/seller an option deposit
plus you have been receiving large monthly rent credits, there will frequently be very little or nothing left
to come up with for a down payment at closing.
Credit Problems are Okay: Qualification restrictions are not as strict as conventional financing. You will
be approved at the sole discretion of the landlord/seller.
Control of the Home: You will be put in full legal control of the home for a specified period of time
without having to actually own it.
Maximum Leverage: You are spending very little money to control a very expensive and potentially very
Time: Before you actually buy the home, you will have time to repair your credit, find the best financing
available, investigate the home and research the neighborhood.
Peace of Mind: You will have full control of the home and can maintain it or improve it however you wish.